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My Safe FL Home Grants

Receive up to $10,000 in Grants

The My Safe Florida Home program was created to strengthen Florida homes against hurricanes and save Florida homeowners money. This program provides homeowners with up to $10,000 in grant money for “home strengthening” improvements such as Window replacements and exterior door upgrades.

By taking advantage of this program:

  • You may be eligible to apply for a Matching grant where for every $1 you provide, the state will provide $2 toward the actual cost of an authorized mitigation project (or 2/3s of the project cost up to $10,000).
  • You can maximize your savings with NO state sales tax (6%) on retail purchases of impact-resistant doors, impact-resistant garage doors and impact-resistant windows from July 1, 2022 through June 30, 2024.
  • You can also potentially lower your home insurance premiums by participating in the program and making home improvements.

How Does It Work?

Taking advantage of the My Safe FL Home Program is super easy. Just follow these 3 simple steps to get started:

  1. Register at My Safe Florida Home and schedule your free home hurricane inspection. This service is provided at NO COST and NO OBLIGATION to you.
  2. Contact us for your complimentary quote for window replacements and exterior door upgrades.
  3. Complete the work and request reimbursement.

Frequently Asked Questions

Any Florida homeowner of a site-built, single-family, residential house or townhouse may apply for and receive an inspection without any further obligation to apply for a grant.

All of the following criteria will be used to approve grant applicants:

  • You must have received a free home hurricane inspection through the My Safe Florida Home Program.
  • You must provide proof of homestead exemption. If you need assistance obtaining a copy of your homestead exemption information, please confer with your local Property Appraiser or Tax Collectors’ Office.
  • You must provide documentation that your home is insured for less than $700,000 and provide a copy of your current property insurance declarations page. If you do not have a copy, contact your home insurance company.
  • The initial building construction permit for the home must have been issued prior to January 1, 2008. If you do not know when your home was built, please contact your local officials. This information is frequently available through the website or office of your Property Appraiser.
  • Homeowners must allow the home to be re-inspected after construction work has been completed. This re-inspection is provided at no cost by the Department of Financial Services through the My Safe Florida Home Program.
  • Low-income applicants must be below the 80% household median income percentile in their county of residence to qualify. FOR REFERENCE: Per Capita Personal Income by County, Annual: Florida | FRED | St. Louis Fed (

All of the above criteria are necessary to qualify for, and receive, a grant, unless otherwise noted.

The Legislature has authorized DFS to provide a matching grant to eligible homeowners up to $10,000 for the actual cost of qualifying home hurricane mitigation projects. The program will provide $2 in grant funds for every $1 the homeowner provides.  Low income grants have been increased from $5,000 to $10,000.

Yes, the Legislature has also provided tax exemptions for home-hardening initiatives. Please click here for additional information on tax breaks. Beginning July 1, 2022, until June 30, 2024, sales tax is exempt on purchases of impact-resistant doors, impact-resistant garage doors, and impact-resistant windows.

According to Florida Statute 215.5586, 2(b), “All grants must be matched on the basis of $1 provided by the applicant for $2 provided by the state up to a maximum state contribution of $10,000 toward the actual cost of the mitigation project.” In other words, the homeowner must contribute funds equal to 1/3 of the cost of the project toward the project to be reimbursed for the remaining 2/3’s up to a maximum state contribution of $10,000.

For example, if an applicant were to pay $15,000 for new impact-rated windows, their required contribution would be $5,000, and the state’s contribution would be equal to the maximum grant amount of $10,000. If the windows cost $9,000, the applicant would pay $3,000 and would receive a state-matched Reimbursement of $6,000. If the windows cost more than $15,000, the applicant would still only receive $10,000, as that is the maximum reimbursement amount.

When recommended by a hurricane mitigation inspection, grants may be used for the following improvements:


  • Upgrade Roof Coverings
  • Improve Strength of Roof Deck Attachments
  • Reinforce Roof-to-Wall Connections
  • Install Secondary Water Barrier for the Roof
  • Townhouses are not eligible for roof repairs


  • Exterior Door Upgrades
  • Garage Door Upgrades
  • Window Upgrades

Client Testimonials

Rocky and Brooks came out to my home to measure for new replacement windows for my new addition They made great suggestions on what would look best.
My new windows looked so amazing that I hired them to replace the rest of the windows in my whole house!
I am so happy with my new windows. I highly recommend STH. They respond quickly and are very professional.

doreen coxon Avatar doreen coxon
June 18, 2020

In search of my dream black windows for my new construction home I thankfully found STH Windows and Doors. I had a tight budget but I wanted luxury windows and STH made that happen. Rocky was extremely helpful and always available even when the job became more complicated than expected. He was able to get what I wanted within my price range and recommend an installer who did a great job! This is a great company to work with and I highly recommend them!!!

Kellie Llona Avatar Kellie Llona
September 18, 2021

From start to finish, Rocky really took care of every detail! Our project hit a couple bumps in the road due to the pandemic, but Rocky kept us informed of what was going on and the next steps. He was communicative about price, timeline, and product. If I had questions, he was ready to answer them.

Kristen Brady Avatar Kristen Brady
June 18, 2021

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